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5100 Poplar Avenue • Suite 2755 Memphis TN 38137
Phone:901.766.1950 • Fax: 901.821.7432
Toll-Free: 800.588.2238

 

PEOPLE

Corporate Benefit Management Group

We have over 40 years experience, working with Employers and Employees, Individuals, and Families to provide high quality insurance, financial products, and services that fit their needs and lifestyles.

We have worked with Municipalities, Hospitals, Manufacturers, Schools, and Small to Medium size Businesses. We will design and implement a custom Benefit Package to fit the individual needs of your Company and Employees.

Our emphasis has changed from voluntary benefits to Consumer Driven Health Insurance, both group (company) and individual. We feel that Voluntary Benefits is a perfect compliment to the new Consumer Driven Health Insurance (CDHI) Plans.

DEFINED CONTRIBUTIONS


Approximately 50% of U.S. small businesses with less than 50 employees do not offer group health insurance to their employees. This figure is expected to greatly increase in 2012 due to:

1. Employer Contribution Requirements – Insurance companies require a minimum percentage of the premium for each employee that must be paid by the employer, or the entire plan is cancelled;

2. Employee Participation Requirements – Insurance companies require a minimum percentage of employees join the group plan, or the entire plan is cancelled; and

3. Cost per Participant – Group health plans for 2012 are facing the greatest increase in the history of U.S. health benefits, due to increasing health care costs and new coverage requirements imposed by ACA (Health Care Reform).

 

 

 

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5100 Poplar Avenue • Suite 2755 • Memphis TN 38137
Phone: 901.766.1950 • Fax: 901.821.7432
Toll-Free: 800.588.2238